This website is operated and maintained by CDSPI (www.cdspi.com). Your use of this website means that you agree to accept the following conditions of use.

Confidentiality

CDSPI and its affiliated companies (collectively the “CDSPI Group”) and their employees and representatives respect the privacy and confidentiality of your personal information. However, the Internet is not a secure medium of communication. Therefore we cannot guarantee the privacy or confidentiality of any information you place on this site, send to us, or request be delivered to you on the Internet. Such information may be subject to access by other persons. We will not be responsible for any harm or damages you or others may suffer as a result of the loss of privacy or confidentiality of, or access of third parties to, such information.

Copyright

The contents of this site are protected by copyright. Users of this site may copy information for their own non-commercial personal use but may not republish or reproduce any part without the prior written permission of CDSPI. Republishing and reproducing includes any uploading, downloading or accessing the information on this site onto the Internet or any other local or international computer system.

Reliability of Information

The information on this website is general only and should not be considered as personal planning advice. While the content has been obtained from sources believed to be reliable, its accuracy or completeness cannot be guaranteed and may not reflect the views of CDSPI and CDSPI Advisory Services Inc., and CDSPI and CDSPI Advisory Services Inc. disclaim any liability arising out of any use of such information. Your financial and investment choices are your own and no specific individual choice or recommendation is intended. You should consult a professional advisor to obtain advice about your individual situation.